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How it Works

FDIConnect is a smarter, safer, more convenient way to store your funds.

Fund Split Mechanism
Fortess Accounts Logo

Just deposit your funds into an FDIConnect Fortress Account and leave the rest to us. We distribute your funds across several qualified banking institutions, always maintaining that safety sweet spot FDIC limit of $250,000 that’s insured against possible bank failure. This is how FDIConnect is able to secure up to $35,000,000 for you.

So, although your funds are securely split among multiple banks, you manage your deposits under one FDIConnect account. That’s why it’s easier to track earnings and manage deposits and withdrawals as you would with any one bank account.

Single Account

Each individual customer maintains a single account.

FDIC Limit

Each individual allocation at each participating bank stays below the FDIC insurance limit.

Excess Funds

Any funds in excess of the FDIC insurance limit are transferred to another participating bank/savings institution.


Interest will accrue from the day of deposit with a participating bank through the day preceding withdrawal.

About Us

FDIConnect is a consumer-focused provider of FDIC pass-through insurance for bank deposits.  Through the Fortress Account, clients have access to our network of 400 of the highest yielding FDIC member banks in the nation.  This access allows our clients the peace and mind of insuring their entire cash balance (up to $50 million per account) while receiving 10x the average money market rate. 

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Our Contacts

5000 Birch St., West Tower, Suite 3000 Newport Beach, CA 92660

833-334-2467 (833-FDIC INS)